Attention homeowners in Pierre and Hughes County: Get an Appraisal today!
Check out the top seven reasons SD homeowners use Dakota Plains Appraisal LLC:
Need help deciding the price of your home in or near Pierre, SD?
At Dakota Plains Appraisal LLC, we understand the particular needs of a consumer looking for appraisal services. Our regular business clients are used to the appraisal process and the usual documents we provide. As our client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Dakota Plains Appraisal LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Dakota Plains Appraisal LLC, we're experienced in helping clients just like you get rid of unnecessary PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes nearby. This means you are going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Dakota Plains Appraisal LLC is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Dakota Plains Appraisal LLC can provide you with an expert appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you'd wish to have a professional double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Dakota Plains Appraisal LLC offers field reviews where we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.